What if I cannot payback within 30 days?

No problem! Although title loans are always meant to be short, 30-day terms, if you find yourself unable to repay your title loan to Florida Title at the end of the 30 days, you have options! With a title loan at Florida Title, you will need to pay at least your minimum payment. Paying your minimum payment will cover the accrued interest on your title loan and extend the transaction for an additional 30-day period. You are not limited to only paying off or paying your minimum payment, you can pay more than your minimum payment which will reduce the principal balance of your title loan and in return, reduce the interest that you will be charged for the consecutive 30-day period! At Florida Title, we always recommend that our customers pay over their minimum payment (every bit helps) when they can. You can keep paying at least your minimum payment to extend the transaction the additional 30 days as long as you need to, just keep in mind that the longer that the account remains open, the more your total cost of borrowing on your title loan will be.

If you are able to payback your title loan in 30 days, you should consider requesting our 30-day interest free promotion, exclusive to Florida Title and for first time borrowers! What is unique about our 30-day interest free promotion is that you can take advantage of the promotion throughout the life of your loan because you do not lose the promotion if you are unable to pay back the title loan in the first 30 days, the promotion is valid throughout the life of your account with Florida Title. A 30-day interest free title loan allows you to payback only the principal balance (original amount borrowed) within first 30 days or you pay at least your minimum payments on or before your scheduled due dates and when you are able to pay off your title loan with Florida Title, we will waive up to 30 days’ worth of interest, allowing you to pay only your unpaid principal balance to close out your account when you are able!

30 Days Interest Free; Not all customers will qualify for 30 Days Interest Free Promotion. In order to qualify for the 30 Days Interest Free Promotion, you must meet the following criteria: 1) Have a lien free title to your vehicle that has a pawn value of at least $1,000; 2) Have verified, documented income of at least $1,000 a month after taxes; 3) Provide an acceptable proof of Residency such as a service bill or bank statement in your name. You must open an account with Florida Title in order to receive the promotion. Promotion must be requested to a Florida Title representative prior to the completion of your Motor Vehicle Pawn Transaction in order to qualify. Promotion only valid one (1) time, per customer.

Call now to speak to a Florida Title representative at (850) 458-2274 or get preapproved over the phone or if you prefer, you can submit your information on our website to get an instant email quote for your title loan!