Florida Car Title Loan Requirements

car title loan requirements


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Wondering what our car title loan application requirements are at Florida Title? Are curious to find out if you qualify for a title loan in Florida near Pensacola? Here is a brief overview of our requirements for issuing car title loans.


1. Your Vehicle for a Quick 5-Minute Inspection

We’ll need to take a look at your car and inspect it to verify its make, model, mileage, overall condition, and value. This is important because the value of your car is what determines the value of your Florida title loan. The more valuable your car is, the more you can borrow! So, make sure you drive yourself to our office in Seminole, AL, or Lillian, AL, so that we can take a look at your vehicle when you apply.

2. A Free and Clear Vehicle Title in Your Name

This is one of the most important vehicle title loan requirements. Your title must be in your name, not the name of a family member or any other person. Otherwise, we will not be able to approve you for a loan.

Your vehicle title must also be “free and clear.” This means you own your car outright and are not making any payments to a bank, car dealer, or anyone else for the vehicle. It must be free of liens.

3. Proof of Residence

We will need you to prove your address for a variety of legal and administrative purposes. Most applicants choose to use a bank statement or a phone/utility bill to prove their current address. The document you use must have both your name and current address of residence. Not sure if your document qualifies? Give us a call to make sure you’ve got what you need before you drive to our office near Pensacola.

4. Proof of Income

At Florida Title, we don’t always require proof of income, but If you have a minimum income of $1,000 and prove that you’re employed, you may qualify for a larger loan!

Apply Today – No Traditional Credit Checks Required!

Your credit doesn’t matter when you apply for a car title loan at Florida Title! Your car will be used as collateral for your loan, so you can always get the money you need even if you have bad credit.

As long as you can fulfill the four above car title loan requirements, you qualify for a Florida Title loan! Get started by requesting an email quote now, or coming to our office in Lillian, AL, or Seminole, AL.